Annual Panic Rate — funny black unisex hoodie

Funny Finance Hoodie — "Annual Panic Rate" (APR) Hoodie

$59.99

Color — Black

Size 📏 SIZE GUIDE

Free US shippingUnisex4 colorsS–5XL
DETAILS

"Annual Panic Rate" — say it without saying a word. A funny premium hoodie and gift for anyone with a job.

Who it's for: the accountant during close week, the friend who checks their card balance daily, the spouse who pays the bills, or yourself — buying it for yourself absolutely counts.

When to give it: Tax season, birthday, Secret Santa — or the day the credit card statement arrives.

Why it works: It gets a real laugh first, then gets worn on repeat — the giver looks clever, the wearer feels seen.

  • Premium unisex pullover hoodie — soft-touch inside, smooth outside, mid-weight for year-round wear
  • Three-panel hood, kangaroo pocket, and color-matched drawcords with metal grommets
  • Double-needle stitching that holds up wash after wash — built to shrink less than 6%
  • Four colors: black, navy, graphite heather, white · unisex sizes S–3XL
  • Free US shipping on every order, no minimum
SHIPPING & RETURNS

Free shipping on all US orders, no minimum.

See our refund policy for return details.